Bonus perks with your Long-Term Care Insurance? Yes, please! Long-Term Care Insurance Plans with Supplemental Benefits are like getting extra features and add-ons to your LTC policy. These supplemental benefits can enhance your coverage and provide extra value. Examples include inflation protection (benefits increase over time to keep up with rising care costs), cash benefit options (more flexibility in how you use benefits), and restoration of benefits (policy benefits replenish after a claim). The twist? It’s like upgrading to a premium version of an app – you get extra features for a bit more cost. Supplemental benefits can make your LTC insurance policy more robust and better suited to your individual needs and long-term care scenarios. It’s about customizing your coverage to fit your preferences. Actionable Tip: Think about “add-ons” and “upgrades” when you buy things, from video games to cars. Understanding optional features and their value is part of being a savvy consumer.