Plan for today, prepare for tomorrow – senior style! Estate & retirement planning for seniors is like creating a comprehensive financial legacy plan that covers both your retirement years and what happens after. It’s about not just managing your money for retirement, but also planning for inheritance, wills, and ensuring your wishes are carried out. Think of it as writing the final chapters of your financial story. The twist? Talking about estate planning can feel a bit morbid, but it’s actually an act of love and responsibility for your family. Actionable Tip: Talk to your family about family history and legacy. Understanding your family’s past and future is a meaningful conversation starter.