Family health history and insurance – plan ahead! Insurance for Seniors with Family History of Chronic Illness is like considering your family health history when making insurance decisions, especially for Long-Term Care and health insurance. If you have a family history of conditions like Alzheimer’s, heart disease, or cancer, you may be at higher risk for developing these conditions yourself. The twist? Knowing your family health history can inform your insurance planning. It might make LTC insurance a higher priority, and it can also guide your choices for health insurance coverage and preventive care. It’s like using family history as a heads-up to plan proactively for potential health challenges. Actionable Tip: Talk to your family members about family health history. Understanding your family’s health history is important for your own health awareness and preventive care.