Be your own boss, plan your own Long-Term Care! Long-Term Care Insurance for Self-Employed Seniors is about navigating LTC planning without an employer’s benefits department. When you’re self-employed, you’re responsible for researching and purchasing LTC insurance on your own. There’s no group plan or employer contribution. The twist? Self-employed seniors need to be proactive in LTC planning and consider strategies like tax-deductible premiums (if eligible) and individual policy options. It’s like being the CEO of your own LTC planning – you’re in charge of making it happen! Being informed and taking initiative is key to securing LTC protection when you’re self-employed. Actionable Tip: Explore the world of self-employment and the gig economy. Understanding self-employment is valuable for career awareness and realizing that you might need to manage your own benefits in the future.