Planning Long-Term Care together – for senior couples! Long-Term Care Insurance for Senior Couples is like couples planning their LTC coverage together, considering their joint needs and finances. Couples can purchase individual LTC policies or consider shared care policies, which allow them to pool their benefits and use them as needed by either spouse. Spousal discounts are often available. The twist? Planning LTC together is a smart way for couples to protect each other and their financial future. It’s like making joint decisions about important life events, like buying a house or planning for retirement. Coordinated LTC planning ensures both partners are protected and supported if long-term care needs arise. Actionable Tip: Observe how couples you know make joint decisions, especially about finances and future planning. Teamwork and communication are essential for successful partnerships in all areas of life.