Money tight? Medicare Savings Programs (MSPs) are like secret power-ups for low-income seniors to help with Medicare costs! These programs, run by states, help pay for Medicare premiums and cost-sharing. Think of it as getting a discount code for your healthcare. There are different MSPs with different income and resource limits, like different levels of discounts at a store. They can help pay for Part B premiums (which can be pricey!), deductibles, copays, and coinsurance. The twist? Many seniors who are eligible for MSPs don’t even know about them! It’s like a hidden treasure chest of savings, waiting to be discovered. Spreading the word about MSPs can make a huge difference for seniors struggling to afford healthcare. Actionable Tip: Research “Medicare Savings Programs” in your state. Understanding these programs can help you advocate for seniors in need and make a real difference in your community. Knowledge is power, especially when helping others!