Health first, finances second (but still super important!) Retirement planning for seniors with chronic illness is like adding an extra layer of care and consideration to your financial plan. It’s about factoring in healthcare costs, potential long-term care needs, and ensuring financial security even with health challenges. Think of it as building a financial safety net with extra padding! The twist? Planning ahead for healthcare costs is crucial, but can feel daunting. But proactive planning brings peace of mind. Actionable Tip: Appreciate the importance of health and well-being. Health is wealth, and understanding healthcare costs is a vital part of financial literacy.