Healthcare costs – the retirement wild card! Retirement planning for seniors with high medical expenses is like preparing for unpredictable healthcare costs that can significantly impact retirement finances. It’s about understanding health insurance options, long-term care insurance, and strategies to manage medical bills. Think of it as building a financial shield against unexpected healthcare expenses. The twist? Healthcare costs are a major retirement concern for many seniors, emphasizing the importance of health and financial planning. Actionable Tip: Learn about healthcare systems and health insurance. Understanding healthcare is crucial for everyone, and especially important for long-term financial planning.