Spread the wealth – investment diversification for seniors! Retirement planning for seniors with investment diversification is like not putting all your cookies in one jar – you spread them out so if one jar breaks, you still have cookies! Investment diversification means investing in a mix of different asset classes, like stocks, bonds, and real estate, to reduce risk. Think of it as creating a balanced and resilient investment portfolio. The twist? Diversification is a key principle of smart investing, at any age! It’s about managing risk and maximizing returns over the long term. Actionable Tip: Learn about different asset classes and the importance of diversification. It’s a fundamental concept in investing and personal finance.