Navigating reverse mortgages can feel like trying to solve a Rubik’s Cube blindfolded! Reverse mortgage counseling for seniors in North America is like having an expert guide to help you through the maze. Think of it as a financial GPS to make sure you’re on the right path. Counseling helps seniors understand the pros and cons of reverse mortgages, explore their options, and make informed decisions. Imagine making a huge financial decision without understanding all the details – risky business! Counseling ensures seniors are well-informed and protected. The twist? In North America, counseling is often required before getting a reverse mortgage, proving that consumer protection is a priority and that getting good advice is always the smartest move. Actionable Takeaway: Seeking advice before making big decisions is always a smart move, especially when it comes to finances. Learning about consumer protection and financial counseling can empower you to make informed choices. Maybe research consumer protection agencies in your area – they’re there to help!